3. ICICI Bank HPCL Super Saver Credit Card
- Issuing Bank: ICICI Bank
- Annual Fees: ₹500 (Plus GST; Often waived off first year)
- Ideal For: Car owners, Frequent fuel fillers, Value seekers.
Key Features:
- Save ₹3 per litre (up to 50 litres per statement cycle) at all HPCL pumps.
- 1 Payback point per ₹100 spent on all other purchases (1 point = ₹0.25).
- Fuel surcharge waiver of 1% on all fuel transactions (across brands) outside HPCL, subject to monthly cap.
- Complimentary Rs. 1 Lakh Air Accident Cover.
Pros:
- Direct and significant savings on fuel at HPCL pumps.
- Low annual fee, often waived.
- Surcharge waiver applicable at other fuel stations too.
- Straightforward rewards structure.
Cons:
- Maximum fuel savings capped at 50 litres/month.
- Rewards on non-fuel spends are modest.
- Primary benefit tied to HPCL network.
